MD What are my chances?

I haven't taken my MCAT yet...

I have a 3.1 undergrad gpa. (psych degree) So long story short, I was in an abusive relationship. I had to sneak and take courses online. When my fiance found out, I had to drop them. It took me 8 years to finish my degree. He committed suicide two years ago bc I finally had the strength to leave him. When he did that, I signed up for a full load of classes and for 4 quarters, was on the dean's list until i finally graduated. I finished strong but those initial years were rough and it shows in my gpa.

Next, I got a masters (3.8) gpa in human resources and at the same time, got an associates in nursing (3.7)

I have always wanted to be a Dr. and I am in a good place in life to be able to go to school and complete the program. my concern is my 3.1 undergrad degree. When I apply to med school, will they average all my gpas? how does that work?

My psych degree and masters are from Northeastern University College of Professional Studies

My Nursing degree is from Georgia Perimeter college (RN Degree)

My options for med school:

Emory (long shot)
Georgia Regents University
Morehouse School of Medicine
Mercer

Any opinions?