What are my chances of getting into med school?

I just recently graduated with a B.A in psychology with a 3.141 gpa and I also just got my A.S in science ( I figured why not get my A.S, since I did not 2 years ago when I was attending a C.C).During my time college, I was in the national honor society as well as PSI CHI ( national honor society in psychology). Anyways I plan on going back to college in the fall in order to complete my pre-med requirements. So far the only courses that I have taken are General Bio I, II ( Honors) and genetics which I received a C ( both bio's and C+ in genetics) in those courses. I took General Chem I and II, in which I received a grade of A+ and A-. So the only courses I have left to take are Orgo I, II and Physics I, II and possibly bio-chemistry ( hope that will be enough), other then that my other grades in the pre-reqs ( cal, stats, etc.) have been mostly A's and B's . As far as my ec's go, I currently volunteer at a hospital but that is about it. So my question is, what are my chances of getting into med school, with the successful completion of my other pre-requirements with at the very least 3.5 gpa ( but I am aiming for higher :D)? I am a URM, so I am wondering whether or not this will help my chances of gaining admission, since I would not be considered a competitive student? Please give me your suggestions and feedback ( should I take more bio classes, do more volunteer, etc.)!!! Thanks a bunch in advance for all you help guys!! :) P.S.- I have not taken the mcats yet, I plan on taking in next year around April/May.

Side Notes::p
1. Took 22.5 credits in the last 3 semesters of college earning over 3.0 term gpa. ( with the exception of 1 semester in which I received a 2.915) With one of these semesters including a chemistry course and lab.
2. Took 14 credits over the Summer session, receiving A- in every class, including my chemistry course.
3. Possible publication in med journal, due to my work with a scientist at NYU.